By locking in your interest rate with our fixed rate loan you get the certainty of knowing exactly what your interest rate and payments will be no matter what happens in the market!
– Competitive interest rates
– Fixed rate for 1, 2 or 3 years available
| Feature | Fixed Home Loan |
|---|---|
| Borrower Suitability | This loan is suitable for clients looking to purchase and refinance owner occupied and investment properties. |
| Loan Amount | up to $5,000,000 |
| Loan to Value Ratio | 80% up to $5M |
| Term | 1 to 30 years |
| Interest Rate Type | Fixed rates are available |
| Repayments | Principal & Interest | Weekly, Fortnightly or Monthly |
| Repayment Methods | Direct Debit/Direct Salary Crediting |
| Redraw Facility | Unlimited redraw transactions, with no maximum limit at no cost. Accessible 24hrs after lodgement |
| Account Access | Net/Phone banking | ATM/EFTPOS | BPAY® | Direct Debit Card |
| Application Fee | Nil |
| Valuation Fee | Nil |
| Settlement Fees | Nil |
| Monthly & Annual Fees | Nil |