INTEREST RATES

Home Loans 360 is constantly reviewing and updating interest rates to ensure we provide members with the most competitive rates. Take a look at our current loan interest rates below.

Variable Home Loans

ProductLVRRateComp Rate
Owner Occupied
Plus≤80%5.14%5.14%
Investment
Plus Investor≤80%5.34%5.34%

Construction Home Loan

 LVRRateComp Rate
Owner Occupied≤80%5.34%5.34%
Investment≤80%5.44%5.44%

Fixed Home Loans – Owner Occupied

Owner OccupiedRateComp Rate
1 Year Fixed5.19%5.28%
2 Year Fixed5.19%5.28%
3 Year Fixed5.39%5.32%

Fixed Home Loans – Investment

InvestmentRateComp Rate
1 Year Fixed5.49%5.58%
2 Year Fixed5.49%5.57%
3 Year Fixed5.69%5.62%
Additional Information
* The above interest rates apply to new borrowers only.
* The above rates apply only up to 80% LVR only
* Interest Only Loans – please contact us via our enquiry page and request for further information.
* For all loans over 80% LVR – please contact us via our enquiry page and request for further information.
* Terms and conditions apply
The comparison rate is calculated on a loan of $150,000 over 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A full copy of the comparison rate schedule is available upon request. All loans are subject to the lenders normal terms and conditions. Loan qualification criteria apply.
A valuation fee will apply if you (the client) cancel’s the loan during the processing of the loan, this is only charged if you (the client) wishes to not proceed after we have performed a valuation, this fee is normally $385+Gst.

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